MEDICARE FAQ
Do you want to learn more about Medicare without having to worry about sales pressure? Contact us today for a complimentary consultation to discuss your options. It’s best to know what type of plan you want before shopping for carrier-specific options.
Do you charge for consultations?
No. Consultations are always free. We’re paid by the insurance companies when you enroll, and your premium is the same whether or not you use an agent.
When can I sign up for Medicare?
Your Initial Enrollment Period is a seven-month window around your 65th birthday: the three months before your birthday month, the month itself, and the three months after. We recommend starting the conversation a few months early so you have time to compare options.
When is Medicare Open Enrollment?
Every year from October 15 to December 7. During this time you can switch between Original Medicare and Medicare Advantage, change Medicare Advantage plans, or join, switch or drop a Part D prescription drug plan. Changes take effect January 1.
What's the difference between Medicare Advantage and a Medicare Supplement?
A Medicare Advantage (Part C) plan is an all-in-one alternative to Original Medicare. It usually has a provider network and set copays, and often includes prescription, dental, vision and hearing coverage.
A Medicare Supplement (Medigap) policy works alongside Original Medicare to help pay deductibles, copays and coinsurance, and is usually paired with a separate Part D prescription drug plan. We’ll help you weigh which approach fits your health and budget.
Can you check that my doctors and prescriptions are covered?
Yes. Before you choose a plan, we’ll review your doctors and medications so there are no surprises after you enroll.
Do I have to enroll today?
No. Take time to compare, and don’t feel pressure to decide on the spot. For Medicare, we recommend starting a few months before you need coverage to begin.
Will you still help me after I enroll?
Yes. We help with finding doctors, ID cards and questions about how your coverage works, and we’re happy to review your plan with you every year during open enrollment.
LET’S GET STARTED
Tell us a little about what you’re looking for and we’ll reach out.